In & out of the dealership in 60 minutes

Get pre-approved BEFORE you shop for a car

Get pre-approved BEFORE you shop for a car

If you want to save a ton of time & money — and find the perfect car for your budget — start with a pre-approval.

Find the perfect price range

A pre-approval often shows that you can afford more car than you thought. And sometimes, it’s the opposite. Either way, you’ll know your exact down payment, interest rate, and how much you can afford to pay every month.

Our lenders fight over you

Our network of 20+ trusted lenders compete to bring you the lowest rate possible. And when your rate goes down, so do your monthly payments. Armed with the best rate possible, you’re ready to buy the car you deserve.

Save hours at the dealership

When you’re pre-approved, all your homework is done ahead of time. Apply now & get those financial details into your rearview mirror! You’ll shave off hours of time in the dealership & drive off in your new car fast.

Credit problems — no problem

Financing is available for buyers with all types of credit histories ... including first-time buyers with no credit history at all. And once you’ve been pre-approved, you can’t be turned down for a car loan, guaranteed.

Zero stress car-buying

With a pre-approval in hand, it’s like you’re a cash buyer. Gone is all the stress that comes with negotiating your monthly payments at the dealership. Now you can focus on getting the best price on the car you want.

Get your rate ASAP

Don’t let that car slip away because you have to wait for your pre-approval. Apply right now using the form above and find out ASAP how much you’ve been pre-approved for. Same day approvals in most cases.

Find the perfect price range

A pre-approval often shows that you can afford more car than you thought. And sometimes, it’s the opposite. Either way, you’ll know your exact down payment, interest rate, and how much you can afford to pay every month.

Our lenders fight over you

Our network of 20+ trusted lenders compete to bring you the lowest rate possible. And when your rate goes down, so do your monthly payments. Armed with the best rate possible, you’re ready to buy the car you deserve.

Save hours at the dealership

When you’re pre-approved, all your homework is done ahead of time. Apply now & get those financial details into your rearview mirror! You’ll shave off hours of time in the dealership & drive off in your new car fast.

Credit problems — no problem

Financing is available for buyers with all types of credit histories ... including first-time buyers with no credit history at all. And once you’ve been pre-approved, you can’t be turned down for a car loan, guaranteed.

Zero stress car-buying

With a pre-approval in hand, it’s like you’re a cash buyer. Gone is all the stress that comes with negotiating your monthly payments at the dealership. Now you can focus on getting the best price on the car you want.

Get your rate ASAP

Don’t let that car slip away because you have to wait for your pre-approval. Apply right now using the form above and find out ASAP how much you’ve been pre-approved for. Same day approvals in most cases.

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Young woman driving a car

Car buying made simple

Get pre-approved online

Get pre-approved online

Fill out our easy online car loan application. It’s the smartest 1st step you can take to get the best deal on your car.

Lock in a terrific rate

Lock in a terrific rate

Lowest car loan rates in the tri-state! Auto Holding 46 works with 20+ lenders to secure the lowest rates available.

Choose your vehicle

Choose your vehicle

Search our constantly refreshed inventory of cars, trucks, and SUVs. Best cars. Best condition. Best prices.

Swing by the dealership

Swing by the dealership

All that’s left to do is sign the paperwork & you’re done. You’re in and out of the showroom in less than 60 minutes.

Drive home happy

Drive home happy

Congrats! You got an awesome deal on a great car. And it’s all because you got pre-approved online at Auto Holding 46.

Frequently asked questions

Ask us a question - call 908-388-9008